Expense Tracking, Made Easy

Track daily expenses, set budgets, goals, get smart insights, and more.
Free, ad-free, and set up in a few taps.

Get it onGoogle Play Coming soonApp Store
Inside the app

Log it. See it. Beat it.

One line in. A month you can actually read, out.

Log

One line, and it’s filed

Type it the way you’d text a friend. The amount, the label and the category are read straight out of the sentence, and the running total updates itself.

Chat screen where “340 lunch at Blue Tokai” becomes a Food and drink expense.
The add-expense sheet with date, category and payment mode on one screen.
See

Your month, scored out of 100

One honest number, and where it lands if you carry on like this.

Insights screen with a category donut and a budget health score of 67.
Save

Goals that fund themselves

Point what you didn’t spend at a target and watch the ring close.

Goals screen with an emergency fund at 65 percent.

Your whole month,
in your pocket.

Log it in one line, see exactly where it went, and watch a goal fill up with what you did not spend. It all works with no signal, and none of it sits behind a paywall.

  • One-line logging
  • Budget health score out of 100
  • Category breakdown and forecast
  • Savings goals and spending limits
  • CSV export, any time you ask
Get it onGoogle Play Coming soonApp Store
Why ExpenseZero

ExpenseZero isn’t “another expense app.”

Seven things your last tracker made you live with, and what we did instead.

Your last app

A frustrating experience. Built around what the app wants to record, not what you want to get on with.

ExpenseZero

Built around you. No frustration, no dead ends, nothing standing between you and a logged expense.

Your last app

A Pro tier above you, a trial clock behind you, and your own data held just out of reach.

ExpenseZero

Nothing is locked. No Pro tier, no trial clock, your entries encrypted on the device, and your CSV yours the day you ask.

Your last app

Six fields before it will take a cup of coffee seriously.

ExpenseZero

One line. Type “340 lunch” and the amount, label and category come straight out of the sentence.

Your last app

Sign up, verify, set a password. Three screens before you log anything.

ExpenseZero

Start logging on install. Make an account later, only if you want a backup that syncs.

Your last app

Your savings goal lives somewhere else. A note, a screenshot, or just a vague intention.

ExpenseZero

Goals sit right next to your spending, and fill up with whatever you did not spend this week.

Your last app

Someone else’s categories, none of which match how your month actually goes.

ExpenseZero

Rename them, recolour them, pick from eighty icons, or make your own.

Your last app

Weeks of data entry, and all you get back is your own data.

ExpenseZero

A budget health score out of 100, a category split, and a forecast to month-end.

Questions

Frequently asked questions

Everything people ask before they install it. Anything else, just write to us and a human will answer.

Is ExpenseZero free to use?
Yes, all of it. Sync, goals, insights and export included. There is no paid tier, no trial clock and no ads.
Do I need an account to start?
No. Install it, tell it your name and currency, and start logging straight away. That said, we do recommend signing up before long: without an account your data lives on that one phone, and a lost or reset device takes it with it.
Does it work without internet?
Completely. Everything is written to your device first and syncs quietly once you are back online and signed in. Creating an account is always recommended though: it is the only thing standing between a lost phone and a lost year of expenses.
Is my data secure?
Your entries sit in an encrypted database on your phone, locked with a 256-bit key held in the Android Keystore. If you sign in, the synced copy is encrypted too, and everything travels over TLS.
Which currencies does it support?
USD, EUR, GBP, INR, AED and JPY. You pick one during setup and can change it later in Settings.
Can I get my data out?

Any time, and it stays yours the whole time. It is not sold, and it is not used to target ads at you. Export it as a CSV or PDF whenever you like, and delete your account, along with everything in it, from inside Settings.

Full details are in the privacy policy.

Is there an iPhone version?
Not yet. Android is live today and iOS is in the works. Email contact@expensezero.com and we will tell you when it lands.
Download

Log your first
expense tonight.

Five seconds, no account needed. By the 30th you will know exactly where the month went.

  • No ads, no trial, no subscription
  • Encrypted on your device, and again in the cloud
  • Export the lot as CSV whenever you want