Zero-friction money management.
Track, understand and master your spending with AI-powered insights.
Powerful Features
Everything you need to take control of your finances.
Timeline
All your transactions, grouped by day, swipe to edit or delete.
Smart Insights
AI generates bite-size tips to curb overspending.
Weekly Pulse
Bar chart shows where your cash goes.
Chat Input
Log an entire day's spend in one sentence.
Offline First
Works perfectly offline; free cloud sync across all your devices.
Secure by Design
Your data stays private with local encryption and secure cloud backup.
See It In Action
Swipe through our app screenshots.
💸 Add Expense in 2 taps
🤖 AI chat digest
📊 Category breakdown
📅 Calendar digest
🌐 Cloud sync
🔔 Budget alerts
How It Works
Three simple steps to financial clarity.
Record
Log automatically via chat or manually.
Analyse
Smart algorithms crunch your numbers securely in the background.
Act
Smart cards tell you exactly what to do next.
Your Privacy Matters
Your data is yours. Expense Zero never sells personal information. Strong encryption keeps your data safe locally and in the cloud. We believe financial privacy is a fundamental right, not a luxury.